5 12-MOS DEC-31-1996 DEC-31-1996 2,041,458 0 15,288,671 80,000 39,342,506 61,386,179 65,630,289 25,870,995 106,606,266 15,739,723 0 0 0 22,138,494 0 106,606,266 403,510,956 403,510,956 350,149,363 384,703,586 0 0 1,078,206 17,729,164 6,929,000 10,800,164 0 0 0 10,800,164 1.81 1.81